money growth

Is Social Security Viable?

There is a large concern by many people, and we get the question all the time about whether the program will be viable in the long run. The short answer is that we don’t know. The program is on a trajectory to be without adequate funds by 2028 unless changes are made. There are dozens […]

social security administration

Social Security Disability

Our focus at Fourth Quarter Advisors is primary on the retirement side but we have had several clients with disabled children who were denied benefits from Social Security because they waited until after the children were 26 years old. The children had disabilities from birth and the clients we know were denied even though there […]

social security card

Changes For 2021

In 2021 the amounts you can earn and collect Social Security before your full retirement age has been raised to $18,960. As before, the penalty is $1 for every $2 over that amount. Also, the amount you are allowed to earn and while collecting Social Security in the year you turn full retirement age has […]